I’m just a few days and counting till an overnight flight takes me to South America.  I’ve had one task lingering over my head for a while, and with me being absent for 3 weeks, it’s come up on the priority list.  Fearing that I will return to an apartment filled with water rotting my carefully selected furnishings, I signed up for a home insurance package.

A thorough article at trustworthy BankRate provides with a persuasive introduction.

Just because you don’t own the roof over your head doesn’t mean you don’t need protection against the storm.  Many people think their condo association, co-op board or the landlord’s insurance will cover them and it’s a good place to save some dough.

Wrong.

If the condo roof blows away in a storm, the association will fix it, but they won’t replace your rain-wrecked paintings or the family heirloom quilt that blew away with the roof.  If you want protection against accident, damage, theft or other setbacks that could bring financial ruin, you’d better take care of it yourself. If the day comes that you need it, condo or renters insurance will be the best purchase you ever made.

The article continues to offer advice for renters, multi-unit owners, and cohabitating dwellers.  A quick read could make a big impact.  Read Condo or rental, it’s still yours to protect.