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Carrying Cash

March 11, 2008 by Greg 

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I usually love the convenience of an ATM or credit card to pay for my purchases.  When I leave town though, it’s cash time.  I am quickly reminded of the advantages.

  • Everyone accepts it
  • Budgeting is simpler
  • Splitting checks is simpler
  • Have cash for those cash only transactions (certain restaurants, taxis, nightclubs)

I’m thinking when I return home I’ll start using cash more than my debit card.

Who else is carrying cash?

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Comments

10 Responses to “Carrying Cash”

  1. goat on March 11th, 2008 5:25 pm

    i try to carry cash whenever i go out to dinner and such. i find the act of handing over the green paper makes me think more about it than the *swipe swipe swipe* of the debit card.

  2. Brian on March 12th, 2008 7:19 am

    I’m just the opposite, when I have cash it seems to just fly out of my pocket. When I have a debit/credit, I know exactly what I am paying, and no change - I hate change. In NYC most of the taxis have credit card POSs in the back, so you don’t even need cash for that! I love the plastic.

  3. Bob P on March 12th, 2008 8:51 am

    I rarely carry Cash.. I figure he’s a big boy now and needs to get around on his own two feet.

    -bp

  4. Cash on March 12th, 2008 10:13 am

    Dammit BP, all this walking feels like WORK.

  5. Anjali on March 12th, 2008 10:41 am

    I usually carry cash with the intent on saving money. I figured I won’t be charged interest on it later.

  6. Greg on March 12th, 2008 11:33 am

    Late nights in Denver if you tell a cab you only have a card, they’ll drive off without picking you up.

    P.S. I thought New York your was the city of cash…

  7. Jillian on March 12th, 2008 11:34 am

    I don’t mind carrying Cash once in a while cause he usually always has a flask readily available.

  8. Jagermo on March 13th, 2008 4:53 am

    Also, if you are traveling to Europe, you should take cash with you (Euros in most countries, but NOT in Great Britain, Sweden, Switzerland or Denmark - although most people accept Euros there). In Europe, Credit Cards are not as common as in the US, in fact, most stores and restaurants require a minimum bill of like 20 Euros before they accept credit card payment.

  9. B on March 13th, 2008 4:32 pm

    I’ve met people like Brian who feel like when they have cash it goes fast, but I use cash to budget my free spending (entertainment, meals, etc) on a per weekly basis. When I hold myself to the rule that when the money runs out, I am broke for the rest of the week, I really start to think about what I spend my money on and it helps me save.

  10. Jess on March 13th, 2008 6:04 pm

    Interesting note, Jagermo.

    I tend to usually only carry my two cards, a rewards Discover credit and my Visa check card for when I cannot use the Discover. If you pay the bill off every month, it’s a nice way to rack up miles/points, especially when you get double miles for restaurant purchases (eating out is a financial weakness of mine :( ).

    I usually also like to include a $20 in my wallet, for the split check/no cards accepted situations, but I’m also a hater of change and my poor Jimi wallet doesn’t carry too many bills :)

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